Individual Private Medical Insurance (PMI)

Individual Medical cover provides you with the assurity of getting the best possible care in the event of you being taken ill. There are some disturbing medical facts that you need to take onboard before dismissing the need for PMI:

Medical Facts

  • Every year 670,000 people in the UK will suffer from a heart attack, cancer or a stroke - British Heart Foundation
  • In 2007, cardiovascular disease (CVD) caused 34% of deaths in the UK, and killed just over 193,000 people - Heart Stats
  • It is estimated that 1 in 3 people are diagnosed with cancer in their lifetimes - National Statistics
  • 1 in 9 women will develop breast cancer at some point in their lives. 62% survive for 5 years or more - Breast Cancer Care
  • Stroke is a major cause of maortality in the UK, accounting for around 53,000 deaths every year - Heart Stats

Advantages of taking out PMI

  • No queues: although waiting times on the NHS have improved to a maximum of 18 weeks between referral and treatment, you won't have to wait this long for private treatment.
  • Peace of mind: if the worst happens, your treatment will be as quick as it can be. Many people are also concerned about the problem of MRSA in NHS hospitals.
  • Choice: you can choose your consultant and where you want to be treated, with the proviso that some policies restrict treatment to set lists of hospitals.
  • Private room: you don't have to worry about being on a mixed-gender ward. Depending on your policy, you may have an ensuite bathroom.
  • Personal care: a retinue of medical students won't accompany your appointment with the consultant, you won't be kept waiting for hours to see them and you will have more time to discuss your symptoms.
  • Continuity of care: you are likely to be seen by the same consultant throughout your treatment.

So why not put these fears to rest and contact Your Health Matters Ltd, where we will take the time to listen to your health needs and find the right policy for you.

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Please see our Case Studies to see how Your Health matters can help you